One thousand–12 Educators

Welcome to STRS Ohio

Congratulations, you are now a member of the State Teachers Retirement System of Ohio. STRS Ohio was created in 1920, long before Social Security, to provide fiscal security before and after retirement specifically for Ohio's educators. Becoming a member of STRS Ohio is but the offset stride in preparing for a secure future. Your 2nd step is to cull ane of the 3 STRS Ohio retirement plans available to you. This section outlines the plans to help you brand your choice.

Footstep ane

Review the Basics

Review basic information most STRS Ohio retirement plans
and how and when to brand your program pick

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Step 2

Review the Plans

Review descriptions and key programme features of your
three retirement program options

Defined Do good Plan

Predictable monthly retirement do good

Disability and survivor benefits during career*

Access to health care coverage in retirement*

Defined Contribution Plan

Investments selected by you lot

Greatest portability

Greatest investment run a risk

Combined Plan

Investments selected past you (DC portion)

Predictable monthly retirement benefit (DB portion)

Inability and survivor benefits during career*

Access to wellness intendance coverage in retirement*

Step three

Compare the Plans

Review the convenient side-past-side comparison of the key
features of all three plans

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Bank check out the chart →

Pace 4

Choose Your Plan

Access resources and services available to assist you make
your retirement plan option

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Brand your choice →

*Upon meeting eligibility criteria.

The materials contained in this section are a summary and are not intended to provide full data about STRS Ohio benefits. STRS Ohio reserves the right to make subsequent changes without prior notification. Data provided is based on current rates, factors and laws, all of which are field of study to change. Coverage under the STRS Ohio Health Care Program is not guaranteed. STRS Ohio may change or discontinue all or part of the plan for all or a class of eligible benefit recipients and covered dependents at any time. Premiums, copayments/coinsurance, deductibles and all other charges or fees paid by an enrollee may change from year to year.

No 1 plan is correct for anybody. You may desire to consult with a financial planner or an STRS Ohio benefits counselor before selecting a plan that is right for you lot.

STRS Ohio has contracted with Nationwide Retirement Solutions (NRS) every bit administrative service provider for the defined contribution aspects of the STRS Ohio benefits.

How and When to Make Your Selection

Equally a new STRS Ohio member, you take 180 days from your first twenty-four hour period of paid service to cull one of the iii retirement plans previewed below and explained in detail throughout this department. If STRS Ohio does not receive your program selection within 180 days, you will automatically bring together the Defined Benefit Programme and this volition exist your retirement programme for the elapsing of your STRS Ohio membership.

Choosing a Retirement Plan

Beneath, we've provided 3 examples of members who demand to choose a retirement programme. Because they are at varying stages of their working lives, they may prioritize their benefit needs differently. Each member's state of affairs is unique, and you should consider your options carefully. Yous may wish to take advantage of the services available to you to assist make your decision or consult with a financial planner or tax counselor apropos your retirement planning needs.

Kasey, thirty-year-onetime unmarried mother with ii children

Kasey is making this decision with:

  • An interest in future benefits for her family unit
  • No investment experience
  • A decorated lifestyle with little time to follow future investment problems and trends
  • Little desire to manage financial issues beyond her family'southward monthly budget

For Kasey, the STRS Ohio Defined Benefit Programme may be the best choice. STRS Ohio is nationally recognized for providing financially secure, comprehensive benefits for members while educational activity and during retirement.

If you choose the Defined Benefit Plan at this time, y'all will remain in it throughout your teaching career. There are no additional opportunities to choose another STRS Ohio plan at a later engagement.

Jason, 24-twelvemonth-onetime with his kickoff teaching engagement

Jason is making this decision with:

  • Dubiousness nigh teaching in Ohio his entire career
  • Express investment feel
  • Recognition that he needs to institute a long-term retirement program
  • A desire for flexibility and option

Program portability and trivial need for other benefits are central issues for Jason; the STRS Ohio Defined Contribution Plan may be his all-time choice. In this plan, your retirement income is based on the performance of investment choices you select, the amount of contributions deposited to your account and annuity rates at the fourth dimension of retirement.

You will take the opportunity to reevaluate your option and choose another STRS Ohio plan or stay in your electric current plan in your fifth year of membership.

Andrea, 50-year-old successful entrepreneur who sold her business and is starting a second career as an educator

Andrea is making this decision with:

  • Confident experience as an investment decision-maker
  • Long-term experience with 401(thou) plans and expectations to manage retirement assets
  • Concerns about "other benefit" bug
  • 25 years of adult experiences, including dealing with personal finances

Andrea may find the STRS Ohio Combined Plan is the best choice. This program allows you to direct your investment choices, while providing benefits during teaching and retirement.

Y'all will have the opportunity to reevaluate your pick and choose some other STRS Ohio plan or stay in your electric current program in your 5th year of membership.

Making Your Pick

What Is My Deadline for Making a Retirement Program Choice?

As a new STRS Ohio member, you lot have 180 days from your get-go mean solar day of paid service to select an STRS Ohio retirement plan. New members who chose the Defined Contribution Plan or Combined Plan accept an boosted determination to make during their fifth year of membership. At that time, you tin can choose to remain in the aforementioned programme or transfer to another STRS Ohio programme. New members hired betwixt July 1, 2021, and June thirty, 2022, volition receive reselection materials and will exist required to make a last decision by June 1, 2026.

How Do I Inform STRS Ohio of My Plan Option?

Brand your plan option selection online via the STRS Ohio website. This is a fast, secure method to make your program choice. Merely log in to your Online Personal Account and click on "Member Information" in the top menu and then "Retirement Program Selection" under Useful Links. If you haven't fix upward your Online Personal Business relationship, just click on the "LOGIN" link on the top right corner of the home page and then click the "Annals now" link.

You must go on your STRS Ohio membership information — peculiarly your contact information (mailing accost, email, phone) — up to date. You lot may revise this information through your Online Personal Account or by calling our Member Services Center toll-free at 888‑227‑7877.

What If I Have Service Credit in OPERS or SERS?

If you select the Defined Contribution Program or the Combined Plan, y'all may affect your future benefits from the Ohio Public Employees Retirement System (OPERS) or the School Employees Retirement Organization (SERS). These accounts cannot be combined with STRS Ohio service credit for future retirement benefits for participants in the Defined Contribution Programme or the Combined Plan. If yous have service credit in one of these systems, please call STRS Ohio toll-free at 888‑227‑7877 for more than information.

What Happens If I Don't Select a Plan?

Nether Ohio law, members who practice not select a plan within 180 days will automatically be placed in the STRS Ohio Divers Benefit Programme. If you choose or are placed in the Divers Do good Plan, there is no reselection selection and y'all will remain in this programme for the duration of your STRS Ohio membership.

Frequently Asked Questions

Eligibility

Who is eligible to choose a retirement plan selection?

Educators who are new members to STRS Ohio on or after July i, 2001, are eligible to select a plan.

Instead of participating in the Divers Do good, Defined Contribution or Combined Programme offered by STRS Ohio, can I cull another retirement program?

No. K–12 educators and part-fourth dimension higher education faculty participate in 1 of these STRS Ohio retirement plans. However, you lot may elect to participate in other voluntary savings plans, such equally a 403(b), IRA (private retirement business relationship) or a 457(b) governmental plan, to supplement STRS Ohio's retirement programme.

What are 403(b) plans, IRAs and 457(b) plans?

These terms describe different types of supplemental retirement plans that may be offered by your employer. They are separate from your STRS Ohio retirement plan and can supplement the retirement income you will receive from STRS Ohio. Each of these accounts may accept different plan characteristics — such as maximum almanac contribution limits, withdrawal limitations, etc. STRS Ohio offers additional information nearly these plans on our website. You lot may desire to consult a fiscal adviser to make up one's mind if one of these plans is right for you.

Does pick of the Defined Contribution Plan or Combined Plan touch contributions to a supplemental retirement plan?

No. Contribution limits to 403(b), IRAs and 457(b) plans are based on your taxable income. Contributions to the Defined Contribution or Combined Plan are fabricated at the same charge per unit as the Defined Do good Plan; therefore, your taxable income is not affected.

Investment Options

What investment options are available to Defined Contribution and Combined Program participants?

What information is available to help me decide which investment options are best for me?

STRS Ohio has contracted with Nationwide Retirement Solutions (NRS) in administering the defined contribution aspects of the STRS Ohio retirement plan options. NRS retirement specialists tin can talk over your investment choices with y'all by telephone. Simply call cost-free 866‑332‑3342, Monday–Friday, 8 a.m.–11 p.1000. and Saturday, 9 a.one thousand.–half dozen p.m. to talk with an NRS representative. Additional investment data from NRS tin can besides be accessed online. You may as well want to consult with a financial planner or adviser concerning your retirement planning needs.

Finally, be certain to review the Investment Selection Guide. Answering a brusque questionnaire in the guide will assist you determine your investment profile based on time horizon and chance tolerance. You tin then develop your investment strategy.

Are there fees for the STRS Ohio Divers Contribution and Combined Plans, and how are they charged?

Yeah. Members who participate in the Defined Contribution or Combined Program are charged asset management fees. The Investments Option Guide lists the fee for each investment option.

In addition, a quarterly business relationship fee of $x is charged. This fee is taken proportionately from the fellow member'south account residuum on the last business solar day of the quarter.

Finally, members whose account balance is less than $5,000, and who are inactive for more than 120 sequent days, are charged a $10 per month maintenance fee. "Inactive" is divers every bit non having any member or employer contributions practical to an account. Members are non charged the quarterly account fee if this low balance fee was charged during the quarter.

When are contributions deposited to my defined contribution business relationship?

Employers will send contributions directly to STRS Ohio later on each payroll. STRS Ohio will eolith contributions inside five business organization days of receipt.

How tin can I go along rails of the performance of my investment selections in my defined contribution business relationship?

STRS Ohio will send y'all quarterly statements that particular all activity in your account for the quarter — deposits, investment allocations, investment performance, etc. You can also use the STRS Ohio/NRS website or an interactive voice response system to access your account rest and to brand changes to your investment portfolio — 24 hours per 24-hour interval, seven days a week. If yous prefer to talk to an NRS retirement specialist, call toll-free 866‑332‑3342, Monday–Friday, eight a.m.–11 p.1000. and Saturday, 9 a.m.–6 p.m.

If I select the Divers Contribution or Combined Plan, are there any restrictions on moving money from one investment option to another? How practice I make changes to my account?

You may modify your allocations through the NRS/STRS Ohio website, through an interactive vocalisation response system or with a Nationwide Retirement Solutions customer service representative. Yous are permitted 20 merchandise events each calendar year. A merchandise event is defined as whatever merchandise or combination of trades occurring on a given valuation day. NRS likewise provides these boosted safeguards to protect STRS Ohio from illegal late-day trading and improper market-timing trading.

  • If six or more than trade events occur in one agenda quarter, NRS volition notify the participant past U.Southward. mail that he or she has been identified as engaging in potentially harmful trading practices.
  • Following this notification, if more than eleven merchandise events occur in ii consecutive calendar quarters, NRS volition require the participant to submit all future trade requests in newspaper form only via regular U.S. mail for the balance of the agenda twelvemonth.
  • If xx trade events occur in a calendar twelvemonth, NRS volition crave the participant to submit all future merchandise requests in newspaper form via U.Due south. post for the rest of the calendar year.

If you select the Defined Contribution or Combined Plan, yous will receive detailed instructions on how to admission your account information and make changes. A confirmation of all changes will be mailed to you within two days of your transaction.

STRS Ohio Service Credit

What is "service credit"?

Service credit is the number of years earned through contributing service or purchased under STRS Ohio's plan provisions. Service credit is one of the factors used to make up one's mind the amount of the monthly service retirement benefit in the Defined Benefit and Combined Plans and is calculated by your employer according to the rules established by the State Teachers Retirement Board.

If you choose the Divers Do good or Combined Plan, you will receive an Annual Statement of Business relationship each October that provides you with an estimated value for your survivor, inability and service retirement benefits, depending on the years of service you have accumulated. It likewise reports calculated earnings, deposits and years of service credit, as well every bit the value of your business relationship should you end your STRS Ohio-covered employment and decide to withdraw it.

Is service credit applicable to the Defined Contribution or Combined Plan options?

In the Defined Contribution Plan, member contributions, employer contributions and the performance of investment choices you select determine retirement programme benefits. Service credit is not a factor in your retirement benefit.

In the Combined Program, service credit is used in a calculation to decide your retirement benefit amount from the defined benefit portion of the business relationship. Currently, yous must have five years of service credit and exist at least 60 years old to receive service retirement benefits from the defined benefit portion of the Combined Program.

Portability

What do y'all mean by "portability" of my account?

The term "portability" refers to your ability to motility your retirement funds if you get out public education in Ohio. Once y'all accept completed one twelvemonth of teaching, the Divers Contribution Programme offers the greatest portability. Withdrawal of your business relationship will cancel your STRS Ohio membership, your accumulated service credit and your eligibility to qualify for STRS Ohio retirement benefits, including admission to health care coverage, if eligible. Beneath is an outline of the amount yous will receive nether each programme if you withdraw your account:

Divers Benefit Plan participants

If you leave public teaching in Ohio, you can withdraw your account. The withdrawal amount consists of your contributions plus an additional corporeality payable under Section 3307.563 of the Revised Code. The boosted amount payable is based on years of qualifying service credit* and the rates of interest established by the Retirement Lath. Interest rates are subject to change. For electric current interest rates click here and see the Account Withdrawal section or contact STRS Ohio toll-gratis at 888‑227‑7877.

  • With 5.00 or more years of qualifying service credit, interest at a current rate of 3% compounded annually volition be paid on your member contributions and an additional amount equal to l% of the sum of your member contributions, plus interest, will also exist paid.
  • With at least 3.00 years but less than v.00 years of qualifying service credit, involvement at a rate of 3% compounded annually volition be paid on your member contributions.
  • With less than 3.00 years of qualifying service credit, involvement at a current rate of 2% compounded annually will be paid on your member contributions.

Interest for all years withdrawn begins to accrue in the fiscal twelvemonth following deposit. For instance, interest on 2021–2022 contributions would begin accruing July 2022 and exist payable August 2022 or later. No involvement is payable if a member withdraws his or her account in July and contributed to STRS Ohio for only the yr simply ended. Interest stops accruing the month before account withdrawal.

*When referring to withdrawals, "qualifying service credit" refers to Ohio teaching service, restored withdrawn credit, purchased service for Ohio public teaching from which no STRS Ohio contributions were withheld, and credit obtained for leaves of absence nether Section 3307.77 of the Revised Code.

Divers Contribution Plan participants

If you get out public didactics in Ohio, yous can withdraw the value of your account. Account withdrawal amounts consist of fellow member contributions plus any gains or losses on those contributions. Withdrawal amounts will besides include the employer portion of the account (consisting of the employer contributions plus whatsoever gains or losses), according to the following vesting schedule:

  • If your membership began earlier July 1, 2013, you are 100% vested in the employer portion of the business relationship after 1 yr of membership.
  • If your membership began on or after July i, 2013, yous are vested in 20% of the employer portion of the business relationship for each full year of membership.

Your withdrawal amount might be afflicted by fees and early withdrawal penalties.

Combined Programme participants

If you exit public didactics in Ohio before age 50, a withdrawal must include both the defined do good and defined contribution portions of your business relationship. At age l or subsequently, you may withdraw or annuitize the defined contribution portion and leave the defined do good portion to fund a service retirement benefit at age 60 with at least five.00 years of service credit. You may withdraw the defined benefit portion only if you are too withdrawing the defined contribution portion.

For the defined contribution portion of the account, the withdrawal amount consists of member contributions deposited to the account plus whatever gains or losses on those contributions.

The withdrawal amount may be affected past depression residue fees or early withdrawal penalties.

For the defined do good portion of the business relationship, members with v.00 or more years of service credit are eligible for the greater of: (1) the present value of the future benefits, or (2) the member'south full contributions to the divers benefit portion of the account.

The defined benefit portion of the account consists of the fellow member's full contributions to the defined do good portion of the account if the member withdraws before accumulating v.00 years of service credit.

Rollovers

Can I roll over my residue in the Defined Contribution or Combined Plan to an IRA, an eligible employer plan or some other qualified plan?

Yes. Upon separation of service or retirement, you lot have the ability to roll over your balance to an IRA, an eligible employer plan or some other qualified program that will accept your rollover. At age fifty, you may as well just roll over the defined contribution portion of the Combined Plan and go out the divers benefit portion to fund a service retirement at age sixty.

Can I ringlet over funds from an IRA or another qualified programme to my divers contribution account?

Yeah. If you permanently choose the Divers Contribution or Combined Plan afterwards your fourth anniversary, you will be able to roll over funds from a qualified account.

Additional Benefit Data

Can you lot draw the health care coverage that is offered under the STRS Ohio Defined Benefit and Combined Plans?

Currently, STRS Ohio retirees and eligible dependents take access to health intendance coverage* nether the Defined Benefit or Combined Plan if they take at least 15 years of total service credit. Beginning Aug. i, 2023, new retirees will need twenty years of total service for eligibility. This coverage includes hospitalization, physician fees and prescriptions, likewise as dental and vision coverage. Premiums and copayments depend on the coverage you select and your years of service credit. Eligibility for wellness care coverage is established by the Retirement Board and is subject to change.

*The STRS Ohio Wellness Care Programme is non guaranteed. STRS Ohio may change or discontinue all or part of the program for all or a form of eligible do good recipients and covered dependents at whatsoever time.

Tin you depict the survivor and disability protection that is offered under the STRS Ohio Defined Benefit and Combined Plans?

Survivor Benefits

Once eligibility conditions are met, monthly benefits are paid to qualified survivors if you die before service retirement. Annual benefits range from 25% to sixty% of final boilerplate salary. Access to health care coverage,* including dental and vision coverage, is also available.

Disability Benefits

Once eligibility conditions are met, yous may apply for monthly disability benefits if y'all get disabled while employed or within one year post-obit your last engagement of STRS Ohio-covered service. Annual benefits range from 45% to 60% of your terminal average bacon. Access to wellness care coverage,* including dental and vision coverage, is also available.

*The STRS Ohio Health Intendance Program is not guaranteed. STRS Ohio may change or discontinue all or part of the program for all or a grade of eligible do good recipients and covered dependents at any fourth dimension.

Do Social Security windfall and offset provisions affect me if I choose the Defined Contribution or Combined Plan?

What benefits practise I retain if I accept a leave from teaching?

If you lot have a leave from pedagogy, you could retain some benefits, depending on your years of service and the retirement plan selection yous make. If yous withdraw your account when yous finish instruction, you lose eligibility for these benefits.

One time eligibility requirements are met under the Defined Benefit or Combined Plan, you qualify for survivor benefits. This survivor protection may continue for upwards to 12 months following your concluding contributing service.

In one case eligibility requirements are met, you may qualify for disability benefits. Eligibility continues for 1 twelvemonth following your last contributing service. Also, with five years of service under the Defined Benefit or Combined Plan, you qualify for a retirement benefit at historic period 60.

Making a Option

Questions to consider when selecting a retirement program

  • Volition yous stay in Ohio or move out of state during your career?
  • How long volition you teach?
  • How former volition you be when you lot want to start receiving a retirement benefit?
  • How confident are you in making investment decisions?
  • What blazon of retirement plan and benefits does your spouse take?
  • Exercise yous take access to other sources of retirement income?
  • How will yous provide for disability and survivor protection during your working career?

When does my 180-24-hour interval choice menses brainstorm?

The option period begins on your offset solar day of paid service — in other words, your first day of work for your employer, regardless of when you lot signed your contract.

What happens to my contributions before I make my retirement programme pick?

You will contribute to the Defined Benefit Plan until y'all make your plan selection. Once nosotros receive your option, the business relationship for the program y'all choose volition be gear up within 14 days. If you select the Defined Contribution or Combined Plan, your contributions prior to your choice will be credited to your new account.

After I select my retirement plan selection, can my pick exist changed?

Your flexibility to alter plans depends on the program you lot select. If you choose the Defined Benefit Plan, your choice is final and permanent. If you choose the Defined Contribution or Combined Programme, y'all will have a one-fourth dimension pick to remain in the aforementioned program or transfer to another STRS Ohio programme before completing your fifth year of membership. Information will be mailed to you earlier the 5th anniversary of your first 24-hour interval of paid service. At that time, the retirement programme option you select volition be concluding.

If I cull the Defined Contribution or Combined Plan now, can I switch plans at any time during the initial v-year period?

No. If y'all select the Defined Contribution or Combined Program, you lot will take a one-time opportunity to change plans. This volition have place in June following the fourth ceremony of your first day of paid service. There is no provision in the law that allows you to switch plans at whatsoever other time, even in the case of a life-irresolute event (east.g., marriage, divorce, death of a spouse, etc.).

If I select the Defined Contribution Plan, and then switch to the Combined Plan at the v-yr indicate, how much of my account transfers to the defined contribution portion of the Combined Plan?

Your contributions and the earnings on those contributions go into the defined contribution portion of the Combined Plan. The employer contributions and the earnings on those contributions fund the defined benefit portion of the Combined Program. You lot will receive service credit as if y'all had always been in the Combined Plan. Depending on the amount of credit, you lot could be immediately vested for survivor and disability benefits.

If I select the Combined Programme, then switch to the Defined Contribution Program at the five-year signal, how much of my account transfers to the new plan?

Y'all volition take your business relationship withdrawal value to the Defined Contribution Plan every bit of July i of the switch year. This would include the entire defined contribution business relationship rest and the present value of futurity benefits you earned in the divers benefit portion of your business relationship. If your service credit is less than 5.00 years, the defined do good portion of the account consists of the member'due south total contributions to the defined benefit portion of the account. If you have five.00 or more than years of service credit, you are eligible for the greater of: (1) the nowadays value of the future benefits, or (2) the member's total contributions to the divers do good portion of the account.

If I select the Defined Contribution or Combined Plan now and switch to the Defined Benefit Programme following my fourth anniversary, how will my account exist affected?

STRS Ohio will create a Defined Benefit Plan account for you as if you had elected that plan originally. The Defined Contribution or Combined Plan accounts — and whatever accompanying gains or losses — are absorbed by the Defined Benefit Plan.

What happens if I do not make a plan selection?

Members who do non make a program selection will participate in the STRS Ohio Defined Benefit Plan and volition forfeit any option to switch plans post-obit their 4th anniversary — as outlined previously.

Can I select a new program again if I alter employers?

If you select the Defined Contribution or Combined Plan during your first 180 days of employment, y'all cannot switch plans until the onetime selection in your fifth yr of membership (as outlined previously). In one case you make your final selection in your fifth year of membership, you cannot switch plans.

Note: If you lot terminate employment and withdraw your account after your initial selection is made, only earlier making your permanent selection in your fifth year of membership, you will be eligible to make a new selection if y'all resume your education career. Even so, members who choose or are placed in the Defined Do good Plan remain in it as long equally they teach in Ohio.

If I leave education and withdraw my account, can I restore the service credit if I return to education?

You will be able to restore service credit in the Defined Benefit Plan account; however, restoration of service credit is not permitted for Combined Plan accounts.

General Program Information

Can my account balance in the Defined Contribution Plan be offered as collateral when seeking loans? Can I borrow against this business relationship?

No. Your account balance in any plan is not a liquid asset and cannot be considered as collateral when applying for a loan. Also, members are not eligible to withdraw funds while employed.

If I select the Divers Contribution Plan, will I accept access to STRS Ohio health care coverage at retirement?

No. STRS Ohio wellness care is not available to members who retire under the Divers Contribution Plan.

Is more than information about my plan options available?

Extensive information is available on this site. You can as well call STRS Ohio's Member Services Eye price-gratis at 888‑227‑7877. Member service representatives are available Monday–Friday, eight a.m.–five p.g.

Investment Choices Net Nugget Values

Bachelor Services

STRS Ohio recognizes the importance of the determination y'all are making. That'due south why we offering several services to aid you make the decision that volition best see your goals for retirement.

Informational Materials

Your retirement plan selection packet and this website contain information to help you consider which retirement program best meets your needs. Information technology is important for you to review the items in your parcel — including the Retirement Plan Comparison Nautical chart.

Member Services Center

By calling STRS Ohio toll-free at 888‑227‑7877, you lot'll accept access to professionals who can answer your questions about each program. The Fellow member Services Middle can be reached Mon–Fri, viii a.m.–5 p.m.

Website

The STRS Ohio website is considered one of the best bachelor among public pension plans. One of its features is an Online Personal Account section. With the use of a countersign issued only to y'all, you lot can access your individual account throughout your career.

Online Resources

If you would like further details to assist yous with your retirement plan selection, view the Retirement Plan Options videos bachelor on our website which outline choice details, retirement programme features and information pertaining to selecting investments.

Account Statements

If you enroll in the Defined Benefit Plan, you lot volition receive a statement each autumn that volition show your account value, service credit and other data. Quarterly statements will be issued to members choosing the Defined Contribution Programme. Members in the Combined Plan will receive a quarterly statement for the defined contribution portion of their account, plus an annual statement for the defined do good portion.

Member Pedagogy

STRS Ohio provides educational programs to help you plan for a financially secure future — at all stages of your career. In addition, STRS Ohio periodically publishes newsletters and provides an email news service to continue you informed nigh program changes, legislative initiatives and other events of interest.

For Investment Assist

STRS Ohio has contracted with Nationwide Retirement Solutions (NRS) in administering the defined contribution aspects of the STRS Ohio retirement plan options. NRS retirement specialists can discuss your investment choices with you by phone. Just call toll-free 866‑332‑3342, Mon–Friday, viii a.g.–xi p.m. and Sat, nine a.m.–6 p.thousand., to talk with an NRS retirement specialist.

If you choose the Defined Contribution Plan or Combined Program, yous may use an interactive voice response system or the NRS/STRS Ohio website to access account information using a personal password. NRS customer service representatives volition also be able to assist you. Yous will be able to:

  • Change how your contributions are allocated,
  • Motion existing funds among the various investment choices, and
  • Access performance data about each investment choice.